Since 2008, the European Commission and the European Central Bank (ECB) have collaborated on the Survey on the Access to Finance of Enterprises (SAFE). The survey has been implemented by Panteia and its partner GDCC.
Between 18 September and 27 October, GDCC has implemented the survey in 34 countries: all EU-27 Member States, Albania, the FYROM , Montenegro, Serbia and Turkey. Enterprises in these countries have been asked about the challenges they experienced, including access to finance. In addition, enterprises have been asked about the extent applications to finance have actually been granted, which forms of external finance were available, and under which terms and conditions bank loans can be obtained. Panteia has subsequently been analysed and reported the data collected.